The cost of living in Mauritius in 2026: A complete guide for Belgian expats

“Will we really be able to live comfortably in Mauritius?” This is the question almost every Belgian considering a move to the island eventually asks, and rightly so. The image of a tropical lifestyle often hides the practical realities of day-to-day life. Only those who prepare carefully manage to turn the dream into something sustainable.

Mauritius in 2026: When opportunity meets budget reality

For Belgians considering a move in 2026, the timing is good. Mauritius continues to offer economic stability, an attractive tax system, and a widely recognized quality of life. But 2026 will also be a year when budget awareness matters more than ever.

Official figures leave little room for doubt. According to Statistics Mauritius, average monthly household spending is expected to rise from MUR 43,400 in 2024 to MUR 45,000 in 2025. With inflation forecast at 3.7% for 2025, this upward trend is likely to continue into 2026.

For prospective Belgian expats, this means one thing: careful financial planning is essential.

The realistic budget for a Belgian family in Mauritius in 2026

Many Belgians compare Mauritius to destinations such as Spain or Portugal. The key difference? Mauritius is not a low-cost tropical version of Europe. It is a dynamic economy with a standard of living comparable to many European regions, but with local specifics that must be carefully considered.

In practical terms, here is what a Belgian household can realistically expect in 2026:

• A family of four living comfortably should budget MUR 160,000 to 220,000 per month (approximately €3,200–€4,400).
• A couple without children can aim for MUR 110,000 to 140,000 per month (around €2,200–€2,800).

Typical monthly expenses

Expense category	Estimated cost (MUR/month)	Notes
Housing	45,000 – 90,000	Depends on location: premium Grand Baie, family-oriented Tamarin, residential Moka
Food	28,000 – 40,000	Affordable local produce vs. more expensive European imports
Schooling (per child)	18,000 – 45,000	Quality international private schools come at a price
Utilities & services	5,000 – 10,000	Electricity is costly, but heating isn’t required
Transport	7,000 – 15,000	Fuel, insurance, maintenance – a car is almost essential

What Belgians need to anticipate

Adjusting consumption habits

Living “the Belgian way” in Mauritius can be expensive. Imported European cheeses, cured meats, and specialty products quickly inflate the grocery bill. Families who settle successfully learn to strike a balance: excellent local fruits, vegetables, and fish for everyday meals, with selected imported products as occasional treats.

Choosing the right location: A major budget factor

• Grand Baie / North: lively atmosphere, strong expat community, higher rents
• Tamarin / West: surf culture, nature, family-friendly, good value for money
• Moka / Central Plateau: green, quiet, close to international schools
• Floréal / Curepipe: cooler climate, village feel, more affordable

Each region has its own identity and its own cost structure. A poorly anticipated choice can quickly strain your finances.

Hidden costs that are often overlooked

• School fees sometimes payable a year in advance.
• Private health insurance (the public system exists, but expats usually opt for private care).
• Start-up costs: rental deposits, car purchase, furniture.
• Trips back to Belgium (budget for at least one or two return trips per year).

Belgian vs Mauritian taxation: A strategic issue

This is where your status as a Belgian expat becomes critical. Mauritius offers:

• A flat personal income tax rate capped at 15%.
• No capital gains tax.
• No tax on dividends.
• A double taxation treaty with Belgium.

However, Mauritian tax residency requires spending more than 183 days per year on the island. Belgian pensions, investments, and rental income must all be reassessed within this new tax framework.

At Magellan, we help you to:

• Understand your tax status under the Belgium–Mauritius tax treaty.
• Optimize your assets and income structure.
• Anticipate tax reporting obligations in both countries.
• Structure your activity if you plan to start a business.

Magellan’s support for Belgian expats

Since 2010, we have supported Belgian families and entrepreneurs throughout their relocation journey. Our approach is structured and pragmatic.

Step 1: Feasibility assessment

We analyse together:

• Your profile (family, retiree, entrepreneur).
• Your income and assets.
• Your expectations in terms of lifestyle.
• Your tolerance for cultural change.

Step 2: Realistic budget planning

No surprises. We establish:

• A detailed monthly budget with a safety margin.
• A full relocation cost plan.
• A three-year projection factoring in inflation and life plans.

Step 3: Administrative and tax support

We take care of:

• The appropriate residence permit.
• Tax optimization.
• Bank account opening.
• Housing search.
• School enrolment for children.

Step 4: Successful integration

We connect you with:

• The Belgian and French-speaking communities.
• Trusted partners (banks, insurers, schools).
• Professional networks in your sector.

Magellan’s advice to Belgians planning for 2026

“Do not underestimate the cost of Mauritius’ comfortable simplicity.”

The Belgian families who succeed are those who:

• Test the waters (we organize tailored discovery trips).
• Maintain a financial safety buffer (at least six months of expenses).
• Plan school enrolment early (waiting lists are common in reputable schools).
• View Mauritius as a new chapter, not a permanent holiday.

Key trends to watch in 2026

Real estate: price stabilisation after recent increases.

Education: new international sections opening in schools.

Healthcare: growth of premium private healthcare services.

Transport: ongoing road infrastructure improvements.

Digitalization: faster rollout of online administrative and banking services.

Mauritius 2026: A project that requires preparation

Relocating to Mauritius in 2026 offers a remarkable opportunity for Belgians seeking quality of life, stability, and professional prospects under the sun. But this opportunity demands thorough preparation. And Statistics Mauritius confirms it: the cost of living is rising. Therefore, careful planning is more important than ever. But this is not a reason to abandon the project. In fact, it is a reason to find appropriate support.

At Magellan, we understand both the expectations of Belgian expats and the realities on the ground in Mauritius. Our expertise lies in turning your plan into a sustainable, successful, and fulfilling relocation.

Let’s talk about your 2026 project

Are you Belgian and considering Mauritius in 2026? Let’s take the time to discuss it. We offer an initial consultation to assess feasibility, answer your specific questions, and give you a clear, realistic picture of your future life in the tropics. Because a successful expatriation starts with realistic preparation. And that is exactly what we do best.